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A home equity loan can be handy when it comes time to finance a major life expense like home remodeling, a child’s college...
A home equity loan can be handy when it comes time to finance a major life expense like home remodeling, a child’s college education, or maybe even purchasing an investment property. This is the time when you get to reap the benefits of all those years paying a monthly mortgage. In simple terms, this type of loan allows you to borrow against your home, using the capital you have sitting in it as collateral. As with any other type of loan, banks have stringent lending procedures, but if you’ve been tending properly to your credit score and other areas...
Your credit history can be negatively impacted by even the smallest of events. Perhaps you made a mistake and purchased a new...
Your credit history can be negatively impacted by even the smallest of events. Perhaps you made a mistake and purchased a new television with an in-store credit card that you actually could not afford. Perhaps you had a balance left over, no matter how small, on a card that you lost, and you forgot to pay it off. When you do things like this, your credit score goes down and your credit history starts to make you look like a rather poor risk to lenders. Getting a car loan or a mortgage can be difficult. However, it is possible to get loans with bad credit...