It is now possible to get an instant credit score online. There are many reasons why you might need to know your score. Having this knowledge will direct you when it comes time to apply for any credit based product. It will also alert you to any problems such as identity theft.
The first step to getting an instant credit score would be to select which website to use. Since you will need to enter personal information, it is important to choose a reputable website for this task. Spend a few minutes conducting research on your options prior to making a decision.
Once you have selected a website, you may need to register. By registering, you should be able to log in and see your credit report at a later date. This should also allow you to obtain a new report whenever you feel it is necessary. In most cases, registration is completely free.
In order for the website to process your request, you will need to provide them with information about yourself. Some of this information is quite basic, while other information may be sensitive in nature. You social security number will be needed in order to pull your credit report. Rest assured that if you have chosen a reputable site, it is safe to enter this information.
If all of the information you entered was accurate you will be presented with an instant credit score. You can print this information if you wish. Examine all of the information closely to ensure that the totals, creditor names, and open or closed accounts are accurate. This will quickly tell you if identity theft has occurred, and will also allow you to catch any mistakes. Companies can make mistakes when submitting information to the credit bureaus, and it will be up to you to catch this mistakes.