• Banking
    Using a personal loan calculator

    Many use online loan calculators to help them compare loans. These useful online tools enable prospective borrowers to project monthly loan repayments, and to calculate the length of time it will take to repay the amount borrowed. Loan repayment calculators consider the principal amount and the rate of interest to determine the...

  • Banking
    Three instances when it is not a good idea to take out a personal loan

    Taking out a personal loan is a good idea when it is for something that you will not be able to save up for, or when it will take you too long to save that amount of money. However, there are times, such as the three listed below, when a personal loan...

  • Banking
    How a loan payment calculator can ease the loan repayment process

    Although there are many loan payment calculators online, some people have never bothered to use them. This is particularly sad considering the level of financial illiteracy in the United States. According to the National Financial Educators Council (NFEC), fewer than 40% of Americans track their money spending habits. By using a loan...

  • Banking
    The benefits of a well-designed loan calculator

    Calculators offer several benefits to people seeking auto, home or personal loans. The well-designed loan calculator delivers important information that assists consumers with making strong financial decisions. Mortgage Loan Calculator The mortgage loan calculator helps the prospective home buyer determine just how much house he or she can afford. The mortgage calculator...

  • Banking
    Finding the best savings rates

    One of the first things people’s parents tell them when they are growing up is, “Save your money!“, but that can be difficult to do at times. Something as simple as opening a savings account can come with an inch of paperwork and all that small print, full of restrictions. Unlike investing,...

  • Banking
    Factors that influence interest rates

    Interest rates are the lifeline to all financial transactions, determining the amount being paid out or being charged based on the type of transaction. They can be either fixed, or vary over time. While select investments in ideal economic conditions enjoy an interest payout, debts are charged an interest to compensate for...

  • Money Transfer & Wire Services
    Basics of money markets and their instruments

    A money market – true to its name – is a financial marketplace that provides a relatively...

  • Banking
    Loan repayment calculator: an essential tool for determining loan affordability

    Most people will need to borrow money at some stage in their lifetime. Before they borrow money, they must ensure that they will be able to keep up with the loan repayments. Prospective borrowers must look out for three crucial factors when determining the affordability of their chosen credit deal: the Annual...

  • Banking
    Keeping an eye on the euro exchange rate

    Foreign investments and potential travel costs are the top two reasons to keep an eye on the...

  • Business News & Media
    Vast Potential Of Great Business Ideas

    Many people are currently seeking to develop or implement viable business ideas as a way of realizing...

  • Business Finance
    Understanding Money Exchange Rates

    If you have ever traveled to a foreign country, exchanging the currency of your home country into...

  • Business Finance
    Top Stock Listing Avenues Of The World

    Securities like shares, unit trusts, bonds and other investment products are traded in a Stock Exchange. The...

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